Course Code: fntech
Duration: 21 hours
Prerequisites:
  • Knowledge of the finance sector
  • An interest or mandate to investigate new technologies applicable to the finance sector

Audience

  • Strategists within the finance industry
  • Technologists within the finance industry
  • Stakeholders within finance organization
  • Consultants and business analysts
Overview:

Fintech is a portmanteau of the terms “finance” and “technology” and refers to any business that uses technology to enhance or automate financial services and processes. The term is a broad and rapidly growing industry serving both consumers and businesses.

The term is a broad and rapidly growing industry serving both consumers and businesses. From mobile banking and insurance to cryptocurrency and investment apps, fintech has broad applications. 

Course Outline:

HISTORY OF FINANCING

  • Barter
  • Lending & borrowing Banking
  • Deposits
  • Capital Raising
  • Payment, Clearing and Settlements
  • Risk Management
  • Asset & Wealth Management

FACETS OF THE FINANCIAL INDUSTRY

  • Deposits Lending and Capital Raising
  • Payment, Clearing and Settlements
  • Risk Management
  • Asset/ Wealth Management

THE EVOLUTION OF FINTECH

FINTECH AS WE KNOW IT

  • Newer Facets of Fintech
  1. Crowdfunding
  2. E-Lending
  3. Peer to peer transfers
  4. Digital and Crypto currencies
  5. Robo-Advisory
  6. Digital Banks
  7. Digital Exchanges
  8. Micropayments

ENABLING TECHNOLOGIES

  • Cryptography
  • Smart contracts
  • Biometrics
  • Cloud
  • Facial/voice recognition
  • AI
  • Machine learning

REGULATORY ENVIRONMENT

  • Evolution of regulations and regulators around
  • Lending and borrowing
  • Credit risk assessments
  • Client Onboarding
  • E-KYC
  • AML